Let’s get you into
your first home.
Ready to buy your first home but not sure where to start?
There’s a lot to consider when buying your first home
We’ll help you navigate the home buying process with confidence and ease.
1
Start Planning
2
Get your loan
When securing a loan, it’s important to choose the right one from the many options available, and we’ll be with you every step of the way to ensure you understand the terms and conditions.
You only submit your information once, you don’t approach the different banks. We do the hard work for you as well as help you be well-prepared. With our guidance, you can also obtain a conditional loan approval, giving you the confidence to move forward. Our home loan specialists will work closely with you to find the most suitable loan and assist you throughout the entire application process.
3
Buy your home
Auctions can be a great opportunity to secure your dream home at its true market value, but they require some preparation and understanding of the process. Before bidding, ensure you have your home loan pre-approved since winning an auction means entering a binding contract with no cooling-off period, and you’ll need to pay a deposit, typically 10% of the sale price.
Following the auction, you’ll face a settlement period of 4–6 weeks, during which you’ll need to plan for relocating, including moving furniture, arranging a new school for the kids, and possibly starting a new job.
Frequently asked questions
Saving for a deposit is often the biggest hurdle for first-time home buyers. In many cases, it can take years to reach the required amount, but with the right financial advice, there may be options to help you get there faster.
A pre-approval is an official confirmation from a lender that they’re willing to loan you the funds needed to purchase a property. It gives you confidence when house hunting and can speed up the buying process once you find the right home.
Focus on building a strong credit score by paying off debts and avoiding late payments, saving a deposit. Maintaining stable employment and limiting new credit applications also boosts your credibility.
